Selasa, 30 September 2014

Going Home? Don't Leave Your Tax Behind!

Going Home? Don't Leave Your Tax Behind!

Suitcase packed? Ticket bought? Said goodbye to friends? There is a lot to organise if you decide to leave the UK to go back to your home country. And here is something else you should put on your to-do list: claim back tax.

Most of us, if we were working temporarily in the UK and leave before the end of the tax year (5 April) are entitled to claim back some overpaid tax. Here is why:

Your personal allowance

If you are resident in the UK (that is, if you meet the statutory residence tests), then you will most likely be entitled to a personal allowance. This is the amount of money you can earn tax free each year. You will be classed as UK resident if you meet the statutory residence test.

The personal allowance is £10,000 in the 2014/15 tax year and every month or every week you are entitled to 1/12 or 1/52 of it on a cumulative basis (depending on whether you are paid monthly or weekly). Say you leave the UK on 1 October 2014, i.e. halfway through the tax year, you are likely to have received only half of the personal allowance that you are entitled to for the year konsultan pajak jakarta. So, if your income was below your annual personal allowance and you had any tax deducted from your pay, you should be entitled to a tax refund.

But what if you left the UK some years ago? Here is the good news: You can claim back tax for up to the past four tax years. However, you should be aware of the various personal allowances that applied in the respective years:

2010/11: £6,475
2011/12: £7,475
2012/13: £8,105
2013/14: £9,440

If you have other income

If you had other income, such as savings, investment, property or self employment income, the situation gets a bit more complicated and your full income needs to be taken into account when calculating your tax liability at the time you leave the UK.

If you expect to continue to receive UK income after you leave the UK, HMRC will not issue a tax refund before the end of the tax year (5 April). Instead, your total tax liability will be assessed at the end of the tax year and any refund that may be due to you will be issued to you then.

What if you return to the UK?

If you return to the UK after the following 5 April (i.e. after the end of the tax year), there won't be any problems. If you intend to return before 5 April to work, you should not apply for a tax refund at the time you leave the UK. If you do so, HMRC may ask you to repay the refund you may have received. Instead, you should apply for a refund after the end of the tax year.

So, if you are leaving the UK, don't forget to your tax amongst all the packing and planning.

Senin, 15 September 2014

Grilling Perfect Steak is Easy If You Get the Temperature of Your Fire Right

When grilling perfect steak, most grilling recipes suggest cooking over high, medium or low heat kambing guling. Seldom do they require an exact temperature. There are several reasons for this. Grilling is an inexact cooking method and the conditions in and around the grill can change suddenly. So it is best for the recipes to simply mention a range of heat to cook over and remind you to monitor the food very closely.

But how do you know what is considered high, medium or low heat? Do not go by the thermometers in the tops of most grills. They will measure only the air temperatures inside the grill when the cover is closed. This is not a true measure of the actual cooking temperature down close to the fire where your food is. That temperature is much higher. Furthermore, with most meats and fish fillets you will want to build a two zone fire and the cover thermometer is completely worthless if the ends of the grill are at different temperatures.

The best way to determine the temperature of your fire is to use the traditional hand test. Hold your hand about three inches above the grate and time how long you can leave it there before you are forced to jerk it back:

o 1 to 2 seconds - High Heat - This is the best temperature for your hot zone if you are grilling shrimp or searing a steak. When using the the zone method, use this side first to sear the outside and lock in the juices.

o 2 to 3 seconds - Medium High Range - Good for most fish steaks.

o 4 to 5 seconds - Medium Low Range - Ideal for most chicken and veggies.

o 7 to 8 seconds - Low Heat - Perfect for your warm zone to finish steaks or chops. Also good for grilling soft vegetables and fruit.

o 1 minute - You forgot to light the grill! Put down the beer and go find some matches. (Just kidding)

You can enjoy grilling perfect steak if you build a two zone fire and use the hand method to determine the best temperature for your food.

Sabtu, 13 September 2014

Digital Printing - Easy, Cheap and Attractive

In this 21st century where the technology has improved on a great scale, the printing field has also taken a great leap with the advent of digital printing cetak kartu nama murah. Digital printing allows you to print photos and other images, in a wide palette of colors, all by using a computer and special inks.

There are many factors which make digital printing more popular. First of all, it is very fast. All your data can be scanned or put in a USB flash drive or downloaded from the internet and added to a computer, edit it then and there and printed out in less than a minute. There is automatic mixing of colors and all you need to do is choose your colors with the tip of your finger and just click 'Print".

It is also a very clean business. There is no need to even clean the equipment since the color is not watery and there is no waste production. All the color that is there in the machine is utilized for printing. The machine also does not use much power. The machine is environment friendly. This way of printing is also cheap when compared to other types of printing we had in earlier days. They are easy to run and operate and give the finest results possible.

The digital printers are available in many sizes. You get really big ones where you can print posters and other such things. There are also printers which are small and can be used in homes or office and can be used even for your assignment purposes. You can draw on your computer and print the picture as soon as you finish drawing it. If you have the right quality paper, you can also print photos at home. Gone are the days where you used a film role, developed it and waited in excitement till you got the pictures. Now, you can take the picture and print them all by yourself at home if you have a digital printer at home. You can also create your own personalised labels for your child's school books, make a calendar etc.

Small digital printers are pretty cheap and the ink palettes are long lasting. The machines are quite user friendly and easy to maintain. If you think you can't afford it, well it is for sure that there is at least one digital printing office in your neighbourhood. Digital printing has really revolutionized the area of printing!

Kamis, 11 September 2014

Luxury Private Yacht Industry Experiences Massive Global Growth

Global demand for private luxury yachts has been increasing steadily over the last five years. Marinas are at saturation point in many parts of the Mediterranean as well as the Caribbean with even Egypt experiencing a rapid rise in Red Sea marina developments. This growth is due to the largest demand for leisure boats ever seen.

Recreational boat ownership is currently a $25 billion international industry and sales are growing annually at 5-10%. According to Showboats International, a publication that tracks vessel construction, in 1993 the world had fewer than 700 private owners with boats over 24 metres (79 feet). Today, there are an estimated 7000 yachts over 24 metres (79 feet) in use.

Another indicator of the strong growth of the luxury yacht industry is the potential for 'flipping'. With waiting lists of up to three years for luxury yachts in the USA and Europe kapal patroli, yacht flipping is becoming a
profitable business for entrepreneurs who commission a vessel and sell it before completion.

Why is luxury yacht ownership and the trend for yacht charter holidays increasing? There are several reasons.

1. People can live tax-free through 'off shore' residency on a yacht, cruising the world and docking in exotic, exciting locations such as Porto Cervo Marina on the Costa Smeralda in Sardinia, Marina Frapa in Croatia, Port d'Hercule in Monte Carlo and Emerald Bay Marina in the Bahamas. Yacht ownership offshore is on a record rise. Show Boats International's 2005 Global Order Book indicated that that year's increase was equal to the entire order book rating for 1995. That equates to a $1.2 billion dollar increase in sales.

2. Baby boomers are splurging on travel as a way to enjoy their retirement, wealth, relative youth and to demonstrate that they are still intrepid pathfinders. Many baby boomers already own everything they could want and now they demand experiences rather than acquisitions. Social marketing research firm DYG's survey of status symbols highlights this. "Travel is the number one nonmaterialistic way to express success," DYG President Madelyn Hochstein says, "and for the older set, it is also a way to express continued youth and vitality."

3. Yacht chartering now tops the list of the most popular and most expensive activity for people with a net worth of more than US$10 million. In a survey of the spending habits of 198 millionaires by Prince & Associates for Elite Traveler magazine, summer holiday spending in 2007 is up 56% on 2005. In particular, spending on private yacht charters will cost an average of US$384,000 per family this summer with the cost of chartering between $200,000 - $250,000 per week. This is part of an increasing trend among the wealthy for 'experiential excursions' that offer much more than a typical tourist vacation. As with most trends, what the wealthy are experiencing now the upper middle class will be aspiring to in the coming years. The yachts may not be as large, but they will add yet more demand to the yachting and marina industries already straining to meet the demands of the wealthy. Expect yacht prices and the cost of marina berths to continue to rise.

4. There are at least two dozen Russians now worth at least $1 billion, according to private bankers, and thousands of new Russian multi-millionaires have been created in the past five years. Roman Abramovich, the 11th richest person in the world according to Forbes, epitomises the growing reputation of Russians as the world leaders in conspicuous consumption. The mega wealthy Russian has commissioned a new yacht, the Eclipse, being built under a veil of secrecy in Germany, at a cost of around US$300 million. Yacht brokers say at least 20% of the business for new vessels over 200 feet is coming from Russians - more than from any other single country including the USA.

Selasa, 09 September 2014

How Much to Spend on a Luxury Watch

How Much to Spend on a Luxury Watch

Luxury watches are a great way to show that you have made something of yourself. Also, luxury watches make fantastic gifts for anybody who is jual jam tangan fortuner special in your life. Whatever the case, if you are in the situation where you need to purchase a luxury watch, you need to consider just how deluxe you want that watch to be.

You can get a high quality watch for between five hundred and one thousand dollars, but if you really want to get something truly prestigious, like a Rolex watch, you will need to drop at least five thousand dollars. That sounds like a lot of money, and it is, but that is actually the low end of the spectrum when it comes to truly high quality watches. The more premier watches can range between ten and twenty thousand dollars. It seems ridiculous that a watch can cost more than a car, but that is reality when it comes to this level of prestige.

If you think that is crazy, think about the fact that some watches cost more than a house! These kinds of watches are out of the budgets of 95% of the population, and are meant to act more as collectibles than to be worn for function. Hundred thousand dollar watches are jam packed with gold, platinum, and gems, which is why they cost so much. Certain watches can cost over a million dollars, but those are rare to find, and in this economy, it seems like a waste to pay so much for something so small.

Senin, 08 September 2014

Ask Before Getting Into Work From Home Opportunities and Franchises

Ask Before Getting Into Work From Home Opportunities and Franchises

The popularity of franchising as an entire industry on its own has certainly reached a high peak. More and more people get interested in buying franchises. Who would not be, right? It is the most convenient way there is to own a business without having to start from scratch. Operating it is easy due to the already available system and materials. The financial returns are just as good as guaranteed, with the many positive testimonials expressed everywhere.

But as business experts always advise, you have to research well to determine if you are ready for the franchising business. There are a lot of factors that you would have to consider. Even if the franchisor or the so-called parent company promises a positive result, you still want to be guaranteed that you would have the time of your life running the franchise. So you have to be careful in asserting whether or not a franchise is the right business among all the other work from home opportunities available for you.

With the abundance of work from home opportunities and franchises in the market today, it is rather easy to just pick out one and try your luck with it. However, you need to exercise critical thinking before embarking into anything new. There is nothing wrong with wanting to get into the franchising business but it always pays to at least know what the industry is all about. For starters, you might want to answer these questions to determine if you really are making the right choice:

1. What kind of business is it?

Learn about the product first and the working principles of the company you want to buy a franchise from. Understand their business strategies before you decide if you can do what they are doing.

2. How much would it cost me?

Franchises can cost as much as $50,000 depending on the kind of business it is operating. You have to make sure that you have enough financial resources to cover for the said fee and still have something left for your other expenses.

3. How much am I expecting to earn from the franchise?

From a $50,000 investment, can you make at least $100,000 out of it? At the very least, you should be guaranteed a good return of what you have invested. After all, you buy the franchise so you can earn from it.

4. How soon would I get back my investment?

Sometimes, it is not a matter of how much you can make as it is about how soon you can do so bisnis franchise makanan. A return of investment that takes a little more time than necessary can cost you more than what you can earn.

5. What is the success and failure rate of the other franchises?

Learning about the success and failure rate of the franchises like the one you are planning to buy is essential. It would give you an indication of the returns you might get if you operate in specific conditions. Also, it would help you adjust your own franchise to avoid all possible pitfalls.

6. What marketing strategies would I need to utilize?

Understand the marketing strategies that the parent company would require you to utilize. Try to analyze if you can work well around it and how much effort you would have to exert.

7. Would there be any room for my own expansion plans?

It also pays to know if you would be allowed to branch out on your own in case the franchise becomes bigger for you to handle. This would let you know if the parent company allows their franchisees to maximize the potential of the business for their own success.

8. What kind of network support do I get?

When you get into the franchised chain, it is important to know if you are offered the kind of support that you would need should there be anything else that you need to know more about the business. Aside from the initial training that is usually offered, ask about what else are you expecting in terms of support.

9. How will operating the franchise affect my lifestyle?

Are there any arrangements that would make you change, for example, how much time you spend at home? Think about how your life would change if you start working on the franchise.

10. How can I disengage myself from the franchise should the need arise?

A very important thing to know about franchise agreements is how you can get out of it if necessary. There are franchisors that discuss that matter outright but for the most part, think about how much you would have to pay for charges on unfinished contract and other arrangements to make in case you terminate the agreement earlier.

All businesses, work from home opportunities, and franchises should be thought of carefully before engaging into. Take time to think about the investment that you want to make. Be sure that you would stand to gain more than what you would lose.

Sabtu, 06 September 2014

VPN - A Preeminent Solution to Your Communication Needs

VPN - A Preeminent Solution to Your Communication Needs

Over the last few years, virtual private networks (VPNs) have emerged as a major networking technology for businesses. It enables the users to hook up to a private network via the internet toko komputer online terpercaya. The major advantage that the users get from this networking system is that they are not required to be present physically at the place where a private network is set up. People whose jobs demand travelling on a regular basis have to be in touch with their workplaces in order to coordinate well. They may at anytime need to access particular files or documents that are to be stored on their workplace network. Here, VPN makes their task easy as it enables them to access their documents from anywhere. The offices that call for offsite operations are almost always linked up by VPN. However, when it comes to computer technology, you cannot sidestep its vulnerability to online threats. Therefore, it is a must for the users to install a firewall for VPN appliance on their computer. It offers effective protection against the unauthorized access to a private network.

Does VPN network live up to its own hype?
Connecting via VPN can be cost-effective as it saves the funds of organizations in numerous ways. For example; there is no requirement for expensive leased lines for long distance. They also eliminate telephony charges and reduce support costs. Read on to know the other benefits that you can reap through a VPN:

VPN for telecommuters
VPNs are a major requirement in organizations that hire people to work from home. Through a VPN, users are able to access their office's network and work as if they are physically present in the office. Just imagine you have found a very talented resource for your office, but he/she is not willing to relocate. In this scenario, VPN helps in the best manner.

VPN for people who are always on the go
People who travel extensively can draw major benefits from this technology. If you fall into this category, you require access to your company network every now and then to check emails, for file sharing and for many other purposes. With VPN, you can solve this problem as it enables you to access your company network from anywhere.

Several branches across the country
Suppose you have the main branch of your office in a particular location, and all of the other branches are spread throughout other regions. Since every branch would have its own network, there are not many cost-effective ways to connect directly. However, with VPN, the other branches can be easily connected to the main office.

When you have a VPN connection across the internet, you have to be very cautious about unknown online threats as they can disrupt the functioning of your computer. A firewall VPN appliance can act as an efficient protection tool for your computer. This won't allow any unauthorized access to your PC. The vulnerability of your computer is the major area of concern; by installing a firewall, you can leave all your worries behind.